Are you still procrastinating on restoring your credit? Did you know that it is more expensive to carry bad credit than restoring and maintaining good credit? Are you overspending because of your bad credit? Are you carrying that double digit interest rate on your car note because of your low credit scores ? If you […]
Credit Repair
Road to Good Credit…Yeah but Which One?
What is the difference between a manual credit repair system and computerized credit repair system? All too often, consumers get sucked into buying a DIY credit repair system and a computerized credit repair system. “A setup fee of $$$ and a low monthly fee of $50.00 a month for…” Sounds familiar? A manual hands on […]
5 Misconceptions about Credit Repair
If restoring your credit is your priority, do your homework about credit repair companies. Since the internet is so large and diverse, many online companies can mislead you about the “real” credit restoration process. Credit repair takes time, dedication and discipline. Not all credit repair companies are treated equal; there are some excellent credit repair […]
6 Ways to Win Better Credit Scores
Whether you’re a millionaire, upper middle class, white collar, blue collar or middle class, everyone needs to maintain good credit by tweaking it or restoring credit. Utilize the following six ways to instantly win a better credit score: Check your credit report: Go to Equifax or Experian , you will not be penalized for a […]
How Worthy is Your Personal Credit and How Can You Improve It?
“Credit is a contractual agreement in which a borrower receives something of value now and agrees to repay the lender at a later date, thereby generating a debt.” (Source: InvestorWords.com & Wikipedia.org) Consumer Credit is Personal Credit Personal Credit includes: credit cards, installment loans, home equity loans, mortgages and auto loans. Your credit history is […]
“Life after Bankruptcy!” – 3 Simple Recovery Steps
Bankruptcy can happen to anyone. It doesn’t matter if you’re a billionaire, millionaire, upper-middle class or blue collar. Bankruptcy doesn’t separate any working class. You may have had a job loss, a decrease of income from your current employer, a divorce, a medical emergency that changed your life forever, a bad business partner or bad real estate investments; […]