Dear Southern Californians, Since 2015, we have been assisting California business owners with their business credit, business debt, personal credit and personal debt. We have exceptional business affiliates working in Los Angeles County, Orange County and San Diego County, majority are commercial lenders, some CPAs and commercial real estate brokers. In other words, we are […]
Can the CARES Act Deferment Program Help or Hurt My Credit?
July 27, 2020 By Leave a Comment
When you asked for a deferment during the COVID 19 pandemic, mortgages and other creditors will report this status on your credit report. If you are not seeking new financing but used the CARES Act to assist you during the pandemic to help your credit rating, ultimately the program will protect your credit scores and […]
Helping Consumers and Law Enforcers with Identity Theft
May 30, 2020 By Leave a Comment
Because of the COVID 19 pandemic, more identity theft occurrences will happen. The most targeted group for identity theft is the 60 plus or better, the Hispanic Americans, ethnic surnames or basically anyone else. Over the past month we had three cases for identity theft. The first two cases were in Naples and the other […]
Quick Options to Business Owners from the Impact of COVID-19
March 28, 2020 By Leave a Comment
The COVID-19 pandemic was unexpected; as a result, businesses are affected the most besides of course public health. Business owners who cannot get financed because of the pandemic or who had to place a hold on their business expansions, short term steps are necessary like quick fixes to help your business continue to run during […]
Credit Counseling is a Bad Strategy for Your Credit
February 29, 2020 By Leave a Comment
Most people who seek credit counseling do not have tarnished credit, they just cannot afford carrying over extended debt any further. Instead of seeking legal advice or professional advice from a credit expert or attorney, the consumer seeks a credit counseling company. The credit counseling company will give you the worst advice which is to […]
To Credit or not to Credit is the Question…
January 8, 2020 By Leave a Comment
Welcome to 2020, more business owners are seeking new credit. There are many business owners with blemished credit or who are examining to fine tune their credit scores back into the mid 700s to 800 plus range again. There is nothing wrong of pursuing better scores, a professional business owner always seeks for improvement. For […]
Who Qualifies for Credit Restoration?
December 30, 2019 By Leave a Comment
Credit restoration is for professionals who inquire on improving their personal credit and business credit because they are interested in expansion, purchasing new inventory, new real estate or reducing overhead by obtaining new business financing. Majority of our clients are business owners who we serve and appreciate. The following is a list of examples for […]
Can an Alternative Business Loan Help My Credit or Hurt My Credit?
September 26, 2019 By Leave a Comment
An alternative business loan provides you the temporary cash flow you need for your business, it is not recommended to carry an alternative business loan long term because of a higher interest rate compared to a conforming business loan. You are probably seeking a short term alternative business loan for renovation, new inventory, working capital […]
3 Easy Ways to Boost Your Credit Scores
June 23, 2019 By Leave a Comment
Need a super quick boost to increase your credit scores? These three quick and easy tips will help you improve your credit scores rapidly. Experian Boost Experian Boost is free, simply go to Experian and enroll for a free account. Once you are enrolled, you can access Experian Boost. At no charge, you may add […]
Can Commercial Hard Money Quickly Help Me?
March 14, 2019 By Leave a Comment
If you’re obtaining a decent commercial property, and not have the necessary credit scores, a combination of credit restoration and a commercial hard money loan maybe an option for your real estate transaction. Poor to Fair Credit What is the purpose of considering a commercial hard loan? Is it because of your credit score or […]
