Because of the COVID 19 pandemic, more identity theft occurrences will happen. The most targeted group for identity theft is the 60 plus or better, the Hispanic Americans, ethnic surnames or basically anyone else. Over the past month we had three cases for identity theft. The first two cases were in Naples and the other […]
Credit Scores
3 Easy Ways to Boost Your Credit Scores
Need a super quick boost to increase your credit scores? These three quick and easy tips will help you improve your credit scores rapidly. Experian Boost Experian Boost is free, simply go to Experian and enroll for a free account. Once you are enrolled, you can access Experian Boost. At no charge, you may add […]
6 Ways to Win Better Credit Scores
Whether you’re a millionaire, upper middle class, white collar, blue collar or middle class, everyone needs to maintain good credit by tweaking it or restoring credit. Utilize the following six ways to instantly win a better credit score: Check your credit report: Go to Equifax or Experian , you will not be penalized for a […]
Your Credit Score Evaluation
Understanding your credit scores is the key to your success with restoring your credit and obtaining good credit. How is your credit evaluation? Impeccable credit? Excellent credit? Good credit? Fair credit? Poor credit? Some consumers have excellent credit scores in the mid 700s with minor blemishes, but would like to exceed to the 800 plus […]
Preparing Yourself for Home Buying – 5 Easy Steps
With interest rates low, large foreclosure and short-sale inventories, first-time home buyers and the financially recovered homeowners have made the decision to get into the real estate market. If home ownership is finally within your means, keep in mind these five simple steps of home buying. 1. Do Your Diligence: Use the Internet to learn […]
10 Simple Credit Do’s and Don’ts
Consumers may be rejected for loans or jobs based on erroneous credit reporting. In a recent study, 79 percent of credit reports reviewed contained serious errors or other inaccuracies in regard to a credit trade line and personal information. Did you know, the national average credit score for those with a severely delinquent mortgage account was 599 […]