Dear Southern Californians, Since 2015, we have been assisting California business owners with their business credit, business debt, personal credit and personal debt. We have exceptional business affiliates working in Los Angeles County, Orange County and San Diego County, majority are commercial lenders, some CPAs and commercial real estate brokers. In other words, we are […]
Can the CARES Act Deferment Program Help or Hurt My Credit?
July 27, 2020 By Leave a Comment
When you asked for a deferment during the COVID 19 pandemic, mortgages and other creditors will report this status on your credit report. If you are not seeking new financing but used the CARES Act to assist you during the pandemic to help your credit rating, ultimately the program will protect your credit scores and […]
Credit Counseling is a Bad Strategy for Your Credit
February 29, 2020 By Leave a Comment
Most people who seek credit counseling do not have tarnished credit, they just cannot afford carrying over extended debt any further. Instead of seeking legal advice or professional advice from a credit expert or attorney, the consumer seeks a credit counseling company. The credit counseling company will give you the worst advice which is to […]
To Credit or not to Credit is the Question…
January 8, 2020 By Leave a Comment
Welcome to 2020, more business owners are seeking new credit. There are many business owners with blemished credit or who are examining to fine tune their credit scores back into the mid 700s to 800 plus range again. There is nothing wrong of pursuing better scores, a professional business owner always seeks for improvement. For […]
Who Qualifies for Credit Restoration?
December 30, 2019 By Leave a Comment
Credit restoration is for professionals who inquire on improving their personal credit and business credit because they are interested in expansion, purchasing new inventory, new real estate or reducing overhead by obtaining new business financing. Majority of our clients are business owners who we serve and appreciate. The following is a list of examples for […]
3 Easy Ways to Boost Your Credit Scores
June 23, 2019 By Leave a Comment
Need a super quick boost to increase your credit scores? These three quick and easy tips will help you improve your credit scores rapidly. Experian Boost Experian Boost is free, simply go to Experian and enroll for a free account. Once you are enrolled, you can access Experian Boost. At no charge, you may add […]
Four Ways a 680 Credit Score Helps a Small Business Owner
February 8, 2019 By Leave a Comment
Some business owners are unaware of their credit scores and finally aware when they get turned down for a business loan or commercial real estate loan. Regardless, personal credit is used to qualify you for a business loan or commercial real estate loan. The best way to stay connected to your credit scores is through […]
How Can Credit Restoration Help a Small Business Owner
December 6, 2018 By Leave a Comment
Should a small business owner question credit restoration? Certainly not. Credit restoration for a small business owner will help you with the following: Increase Your Credit Scores for Conforming Rates Good credit equals better cash flow for your business and personal finances. There are great advantages of having good credit for your personal loans such […]
5 Simple Steps Business Owners Need To Secure Their Credit
October 4, 2018 By Leave a Comment
Identity compromises are becoming more common. Almost every month we hear new reports about hackers, breaches, identity theft and new scams, like IRS scams, Blue Cross Blue Shield scams and disaster relief scams. For a business owner it is highly important to secure his/her personal credit and business credit. Here are some tips to protect […]
