Dear Southern Californians, Since 2015, we have been assisting California business owners with their business credit, business debt, personal credit and personal debt. We have exceptional business affiliates working in Los Angeles County, Orange County and San Diego County, majority are commercial lenders, some CPAs and commercial real estate brokers. In other words, we are […]
Can the CARES Act Deferment Program Help or Hurt My Credit?
July 27, 2020 By Leave a Comment
When you asked for a deferment during the COVID 19 pandemic, mortgages and other creditors will report this status on your credit report. If you are not seeking new financing but used the CARES Act to assist you during the pandemic to help your credit rating, ultimately the program will protect your credit scores and […]
Quick Options to Business Owners from the Impact of COVID-19
March 28, 2020 By Leave a Comment
The COVID-19 pandemic was unexpected; as a result, businesses are affected the most besides of course public health. Business owners who cannot get financed because of the pandemic or who had to place a hold on their business expansions, short term steps are necessary like quick fixes to help your business continue to run during […]
To Credit or not to Credit is the Question…
January 8, 2020 By Leave a Comment
Welcome to 2020, more business owners are seeking new credit. There are many business owners with blemished credit or who are examining to fine tune their credit scores back into the mid 700s to 800 plus range again. There is nothing wrong of pursuing better scores, a professional business owner always seeks for improvement. For […]
5 Simple Steps Business Owners Need To Secure Their Credit
October 4, 2018 By Leave a Comment
Identity compromises are becoming more common. Almost every month we hear new reports about hackers, breaches, identity theft and new scams, like IRS scams, Blue Cross Blue Shield scams and disaster relief scams. For a business owner it is highly important to secure his/her personal credit and business credit. Here are some tips to protect […]
Four Creditworthy Tips for a Business Loan Application
January 15, 2018 By Leave a Comment
In an article in Wall Street Journal “Bankers are mystified by the sluggish expansion in corporate borrowing” If you are seeking a new business loan, here are some credit tips to help you secure a new business loan for your business. Debt Service Ratio: Perhaps your monthly debt maybe over the lender’s guidelines, even though […]
Make Your Credit Great Again!
September 9, 2017 By Leave a Comment
How do I Make My Credit Great Again? A good way to start making your credit great again is first, simply checking your credit. I highly recommend Experian, Equifax or MyFico and order a three merge credit report; you will not be penalized for a credit inquiry. Once you find errors on your credit report, […]
A “Dime a Dozen” Credit Repair Companies
August 7, 2016 By Leave a Comment
People say credit repair companies are “a dime a dozen”, this statement is true. The saying a “dime a dozen” can be applied to any profession. A “Dime a Dozen” Professional? What would differentiate an expert over a “dime a dozen” professional? The answer is simple, you can go to any professional but what would […]
Benefits of an Alternative Business Loan
July 26, 2016 By Leave a Comment
If you’re having problems getting a traditional business loan from your local bank, it may not be a bad idea to explore alternative business lending. Did you not get approved for your business loan because of your personal credit and business credit? As a business owner, here is what you can do: Repair your personal […]
Two Easy Tips for Business Credit
June 3, 2016 By Leave a Comment
Most existing businesses have or had some type of credit glitch or glitches during their operations. The following tips may help a new business or existing businesses New Business Credit As a new business owner, it is very tempting to utilize your personal lines of credit; this is the worst thing you can do to […]
