2025 is right around the corner, specific industries have been redlined by retail banks for a working capital loan. Some retail banks are scaling down business loan approvals due to high-risk industries, such as retail, general contractors and businesses who do not have commercial real estate to securitize as collateral for their business loan. Non-Bank […]
Finance Products for Business Owners
DEI is a Farce
If you thought inflation is wrongfully impacting your business, let’s add DEI. DEI stands for diversity, equity and inclusion, a definition that is actually polar to uniting. Rather, it is a radical ideology dividing this country further, by implementing these ideologies through corporations and workplaces. DEI is also contrary to the Civil Rights Act of […]
Fast Business Lending Strategies for the Change Healthcare Cyberattack
The cyberattack that occurred in February 2024 crashed Change Healthcare, a subsidiary of Optum, which created a backlog of unpaid claims. This has left several doctors’ offices and hospitals with serious cashflow problems—threatening patients’ access to care. CEO, Andrew Witty said the company paid $22M ransom to protect patient data in Change Healthcare cyberattack. China […]
Keep Your Current Business Interest Rate with Three Mezzanine Alternatives
Today’s financial climate is uncertain, raising rates and high inflation are damaging small and mid size businesses throughout our country. What can a business owner do to keep his or her low current interest rates? SBA Express SBA Express is your best mezzanine lending alternative, without acquiring a new higher interest rate or forfeiting your […]
MLM Credit Repair Companies Don’t Work
MLM credit repair companies are a waste of your time and money. So, what does MLM mean? Market level marketing credit repair companies don’t work. This explanation is how they work. First off, an interested market level marketer can have no background whatsoever in finance and join a market level credit repair company. All they […]
Leveling Up Your Business Credit
Our advice for our small and mid-size business clients is not to forfeit your low interest rate that you secured for your business loan. There are business lending alternatives to assist your business without forfeiting your current low rate. More than ever before, business and commercial lenders require a good business credit report history, besides […]