Any type of a hard inquiry on your credit affects your credit scores. A hard credit inquiry is referred to anyone who is seeking new credit like a loan, credit card or mortgage. A soft inquiry does not impact your credit score because you are not applying for new credit or authorizing a lending institution to […]
Credit Repair
Four Creditworthy Tips for a Business Loan Application
In an article in Wall Street Journal “Bankers are mystified by the sluggish expansion in corporate borrowing” If you are seeking a new business loan, here are some credit tips to help you secure a new business loan for your business. Debt Service Ratio: Perhaps your monthly debt maybe over the lender’s guidelines, even though […]
Avoid Credit and Financial Mistakes While Divorcing
Divorce is not an easy process. However, your credit and finances necessarily have to suffer while you are in the process of a divorce. We have worked with numerous clients who had murky divorce cases. Included below are some helpful dos and don’ts of protecting your finances and credit through the divorce process: Financial dos […]
Make Your Credit Great Again!
How do I Make My Credit Great Again? A good way to start making your credit great again is first, simply checking your credit. We highly recommend Experian, or MyFico and order a three merge credit report; you will not be penalized for a credit inquiry. Once you find errors on your credit report, contact […]
Improving Your Credit is More Crucial than Ever Before
You can still take advantage of today’s interest rates to lend, rates are low to finance your business, car or home. Lucky for us, clients and potential clients who do contact us are concerned about their financial landscape that needs trimming; we work together on correcting credit and reducing their debt. For example: Our past […]
One Solution Doesn’t Fit all…Which Credit Solution is Right for You?
Not everyone’s credit history and debt liabilities are the same, so why have the same formula for everyone? Why waste your money on a generic system that may not work? Selecting a customized credit repair solution for your restoration is the best way. You don’t want your credit report scanned into a computer software system. Customized […]