How do I Make My Credit Great Again?
A good way to start making your credit great again is first, simply checking your credit. I highly recommend Experian, Equifax or MyFico and order a three merge credit report; you will not be penalized for a credit inquiry.
Once you find errors on your credit report, contact a credit expert, a good credit expert will provide you a free thorough credit analysis. Once your credit analysis is completed for your personal credit or your business credit report, the ball will be in your court if you wish to fix your credit and achieve higher credit scores or paydex score.
For example: A client had a deficiency collection for a past foreclosure. Unfortunately, this client was misled about a loan modification and was shortly foreclosed upon afterwards. The collection agency pursued this client in court for the deficiency amount of $97,000, her attorney succeeded in winning the case; the judge dismissed the case completely. Even though my client won the case in court, the collection agency continued to pursue the collection and continued the derogatory reporting with all three credit bureaus. My client was referred to me by her personal banker. When I offered a solution for this client; the collection was removed off this client’s credit report within 14 business days. The client finally had low 700 credit scores after her credit was restored.
Example Two: A client made a bad business decision with a business partner which led to a domino effect with some accounts on his personal credit report and new tax liens. The tax liens were paid but were never removed off his credit report; this client was referred to me by his banker in Naples. The client contacted me and immediately wanted to fix his credit. After 30 business days, the tax liens in the amounts of $176,000 and $98,000 were deleted off his credit report.
Example Three: A client was misinformed by a freight company that she was doing business with. As a result, they argued and the freight company placed a collection on her Dun and Bradstreet, Experian Business and Equifax Business credit report. After multiple conversations with the collection agency and the freight company, the collection was removed off her Dun and Bradstreet and Experian Business Credit report, after the collection was paid off. The end result, she was able to achieve financing for a conventional business loan.
These clients were concerned about improving and restoring their personal credit and business credit. Are you? Concern is your first step, fixing your personal credit or business credit is your second step, and achieving your restoration is the last step.
For more information on how we can help you locally with business credit restoration and personal credit restoration in Naples FL and Bonita Springs, FL please fill out the online contact form about your concerns or give us a call at 855.477-9007. Read what our valued clients have to say about First Pro Capital and Credit Consulting Professionals on our Testimonials page.