2023 maybe challenging for some business owners since interest rates are up, so are the cost of goods and energy costs. When applying for a business loan or commercial real estate loan, what should the business owner do with his or her personal credit? First, check your credit with Experian or myFico.com, these two systems […]
Fix Commercial Credit
To Credit or not to Credit is the Question…
Welcome to 2020, more business owners are seeking new credit. There are many business owners with blemished credit or who are examining to fine tune their credit scores back into the mid 700s to 800 plus range again. There is nothing wrong of pursuing better scores, a professional business owner always seeks for improvement. For […]
Four Original Well Established Credit Concepts at this Company
After establishing myself in the finance industry for over 25 years, I have helped thousands of clients especially small and mid-size business owners and real estate investors with their financial landscapes. Hands On The credit restoration process at this company has always been and always will be “hands on”. The hands on approach in restoring […]
Four Creditworthy Tips for a Business Loan Application
In an article in Wall Street Journal “Bankers are mystified by the sluggish expansion in corporate borrowing” If you are seeking a new business loan, here are some credit tips to help you secure a new business loan for your business. Debt Service Ratio: Perhaps your monthly debt maybe over the lender’s guidelines, even though […]
Two Easy Tips for Business Credit
Most existing businesses have or had some type of credit glitch or glitches during their operations. These quick tips may help a new business or existing businesses New Business Credit Try to do your best not to utilize your personal credit for business purposes. What I highly recommend to new businesses is by starting off […]
Four Reasons Why You Did Not Get Approved for Credit
One disappointing feeling is you know you have decent credit but get declined for new credit. Here are four reasons why you may have been declined for credit: Not Enough Credit History A recent client is new to this country; she speaks English very well and has done great with her new business. This small […]