After establishing myself in the finance industry for over 25 years, I have helped thousands of clients especially small and mid-size business owners and real estate investors with their financial landscapes. Hands On The credit restoration process at this company has always been and always will be “hands on”. The hands on approach in restoring […]
First Pro Capital Posts
Preparing Your Personal Credit for Business Financing
There are simple steps to get your personal credit ready for business financing. A large number of small business owners do not realize their personal credit is not quite up to par in order to finance their business. Some small business owners need credit tweaking and some need a full personal credit restoration. Before you obtain […]
How Excessive Mortgage Inquiries Impact Your Credit Scores
Any type of a hard inquiry on your credit affects your credit scores. A hard credit inquiry is referred to anyone who is seeking new credit like a loan, credit card or mortgage. A soft inquiry does not impact your credit score because you are not applying for new credit or authorizing a lending institution to […]
Divorcing with an Existing Mortgage on Your House
Divorce is a very stressful and emotional life event. Divorce agreements get even more complicated if there is an existing mortgage on your home. Selling your home is the best option; however, it all depends on your divorce decree. You may Quit Claim deed yourself off the title, which restricts you of having any further […]
Four Creditworthy Tips for a Business Loan Application
In an article in Wall Street Journal “Bankers are mystified by the sluggish expansion in corporate borrowing” If you are seeking a new business loan, here are some credit tips to help you secure a new business loan for your business. Debt Service Ratio: Perhaps your monthly debt maybe over the lender’s guidelines, even though […]
Your Credit and Forbearance Agreement for Hurricane Irma Disaster Relief Assistance
Some mortgage servicing companies are reporting consumers late even though they have a forbearance agreement for Hurricane Irma disaster relief assistance, and state “your forbearance agreement will not go into effect until the following month”, this statement is incorrect. According to Fannie Mae, “Servicers are authorized to suspend or reduce a homeowner’s mortgage payments immediately […]