Divorce is not an easy process. However, your credit and finances necessarily have to suffer while you are in the process of a divorce. We have worked with numerous clients who had murky divorce cases. Included below are some helpful dos and don’ts of protecting your finances and credit through the divorce process: Financial dos […]
First Pro Capital Posts
Credit Freeze or Fraud Alert, Which One?
Since the Equifax data breach, a number of past clients are asking me this question, “Should I credit freeze or should I fraud alert?” A fraud alert is free and lasts up to 90 days which you can renew every 90 days. A fraud alert will notify you if someone is inquiring on your credit […]
Make Your Credit Great Again!
How do I Make My Credit Great Again? A good way to start making your credit great again is first, simply checking your credit. We highly recommend Experian, or MyFico and order a three merge credit report; you will not be penalized for a credit inquiry. Once you find errors on your credit report, contact […]
Improving Your Credit is More Crucial than Ever Before
You can still take advantage of today’s interest rates to lend, rates are low to finance your business, car or home. Lucky for us, clients and potential clients who do contact us are concerned about their financial landscape that needs trimming; we work together on correcting credit and reducing their debt. For example: Our past […]
One Solution Doesn’t Fit all…Which Credit Solution is Right for You?
Not everyone’s credit history and debt liabilities are the same, so why have the same formula for everyone? Why waste your money on a generic system that may not work? Selecting a customized credit repair solution for your restoration is the best way. You don’t want your credit report scanned into a computer software system. Customized […]
Public Records and Your Personal Credit
What is a public record on my credit report? A public record which appears on your credit report can consist of a bankruptcy, money judgment, tax lien and sometimes back child support and alimony. Depending upon your state’s statutes and legislation, the derogatory reporting will remain on your credit for up to 7-10 years, a […]