After establishing myself in the finance industry for over 25 years, I have helped thousands of clients especially small and mid-size business owners and real estate investors with their financial landscapes. Hands On The credit restoration process at this company has always been and always will be “hands on”. The hands on approach in restoring […]
Credit Repair
How Excessive Mortgage Inquiries Impact Your Credit Scores
Any type of a hard inquiry on your credit affects your credit scores. A hard credit inquiry is referred to anyone who is seeking new credit like a loan, credit card or mortgage. A soft inquiry does not impact your credit score because you are not applying for new credit or authorizing a lending institution to […]
Four Creditworthy Tips for a Business Loan Application
In an article in Wall Street Journal “Bankers are mystified by the sluggish expansion in corporate borrowing” If you are seeking a new business loan, here are some credit tips to help you secure a new business loan for your business. Debt Service Ratio: Perhaps your monthly debt maybe over the lender’s guidelines, even though […]
Your Credit and Forbearance Agreement for Hurricane Irma Disaster Relief Assistance
Some mortgage servicing companies are reporting consumers late even though they have a forbearance agreement for Hurricane Irma disaster relief assistance, and state “your forbearance agreement will not go into effect until the following month”, this statement is incorrect. According to Fannie Mae, “Servicers are authorized to suspend or reduce a homeowner’s mortgage payments immediately […]
Avoid Credit and Financial Mistakes While Divorcing
Divorce is not an easy process. However, your credit and finances necessarily have to suffer while you are in the process of a divorce. We have worked with numerous clients who had murky divorce cases. Included below are some helpful dos and don’ts of protecting your finances and credit through the divorce process: Financial dos […]
Make Your Credit Great Again!
How do I Make My Credit Great Again? A good way to start making your credit great again is first, simply checking your credit. We highly recommend Experian, or MyFico and order a three merge credit report; you will not be penalized for a credit inquiry. Once you find errors on your credit report, contact […]