Identity compromises are becoming more common. Almost every month we hear new reports about hackers, breaches, identity theft and new scams, like IRS scams, Blue Cross Blue Shield scams and disaster relief scams. For a business owner it is highly important to secure his/her personal credit and business credit. Here are some tips to protect […]
Credit Restoration
Four Alerts to Protect Your Personal Credit Information
More and more credit scams, hacking, website compromises, and impostor scams are heading our way. What should a consumer do to protect their personal credit with all these scams that are all over the planet? Never Give Your Personal Information to an Incoming Call from a Credit Card Company An impostor maybe contacting you stating […]
How a Wrong Loan Officer for You Can Hurt Your Personal Credit
This is just a follow up about how excessive mortgage inquiries impact your credit scores Since the lending industry strengthened, yet again we see unprofessional mortgage and commercial banking representatives who freely pull credit without the borrower’s authorization, believing their credit scores may increase just a little to get them qualified for a loan. A smart […]
Four Original Well Established Credit Concepts at this Company
After establishing myself in the finance industry for over 25 years, I have helped thousands of clients especially small and mid-size business owners and real estate investors with their financial landscapes. Hands On The credit restoration process at this company has always been and always will be “hands on”. The hands on approach in restoring […]
How Excessive Mortgage Inquiries Impact Your Credit Scores
Any type of a hard inquiry on your credit affects your credit scores. A hard credit inquiry is referred to anyone who is seeking new credit like a loan, credit card or mortgage. A soft inquiry does not impact your credit score because you are not applying for new credit or authorizing a lending institution to […]
Divorcing with an Existing Mortgage on Your House
Divorce is a very stressful and emotional life event. Divorce agreements get even more complicated if there is an existing mortgage on your home. Selling your home is the best option; however, it all depends on your divorce decree. You may Quit Claim deed yourself off the title, which restricts you of having any further […]