The term “zombie debt” means the debt is very old and no longer owed. Zombie debt is purchased possibly from the original creditor or from another collection agency for cents on the dollar. Debt scavengers try to revive a zombie debt which the statute of limitations are expired on the debt. They use every intimidating […]
Personal Credit Tips
Four Ways a 680 Credit Score Helps a Small Business Owner
Some business owners are unaware of their credit scores and finally aware when they get turned down for a business loan or commercial real estate loan. Regardless, personal credit is used to qualify you for a business loan or commercial real estate loan. The best way to stay connected to your credit scores is through […]
How Can Credit Restoration Help a Small Business Owner
Should a small business owner question credit restoration? Certainly not. Credit restoration for a small business owner will help you with the following: Increase Your Credit Scores for Conforming Rates and Jumbo Home Loans Good credit equals better cash flow for your business and personal finances. There are great advantages of having good credit for […]
How Can UltraFico and Experian Boost Help You
Four Alerts to Protect Your Personal Credit Information
More and more credit scams, hacking, website compromises, and impostor scams are heading our way. What should a consumer do to protect their personal credit with all these scams that are all over the planet? Never Give Your Personal Information to an Incoming Call from a Credit Card Company An impostor maybe contacting you stating […]
How a Wrong Loan Officer for You Can Hurt Your Personal Credit
This is just a follow up about how excessive mortgage inquiries impact your credit scores Since the lending industry strengthened, yet again we see unprofessional mortgage and commercial banking representatives who freely pull credit without the borrower’s authorization, believing their credit scores may increase just a little to get them qualified for a loan. A smart […]