When you asked for a deferment during the COVID 19 pandemic, mortgages and other creditors will report this status on your credit report. If you are not seeking new financing but used the CARES Act to assist you during the pandemic to help your credit rating, ultimately the program will protect your credit scores and […]
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How to Avoid Debt Scavengers Collecting on Zombie Debt in Florida
The term “zombie debt” means the debt is very old and no longer owed. Zombie debt is purchased possibly from the original creditor or from another collection agency for cents on the dollar. Debt scavengers try to revive a zombie debt which the statute of limitations are expired on the debt. They use every intimidating […]