If restoring your credit is your priority, do your homework about credit repair companies. Since the internet is so large and diverse, many online companies can mislead you about the “real” credit restoration process. Credit repair takes time, dedication and discipline. Not all credit repair companies are treated equal; there are some excellent credit repair […]
Personal Credit Tips
One size does not fit all… Is Bankruptcy right for you?
Written By: Attorney Joshua M. Liszt, Esq People from all walks of life are currently experiencing difficult economic times. This is no more prevalent than in Florida where the once over inflated housing market continues to decline and the economic outlook remains bleak. However, despite so many people dealing with similar economic troubles, there is […]
6 Ways to Win Better Credit Scores
Whether you’re a millionaire, upper middle class, white collar, blue collar or middle class, everyone needs to maintain good credit by tweaking it or restoring credit. Utilize the following six ways to instantly win a better credit score: Check your credit report: Go to Equifax or Experian , you will not be penalized for a […]
How Worthy is Your Personal Credit and How Can You Improve It?
“Credit is a contractual agreement in which a borrower receives something of value now and agrees to repay the lender at a later date, thereby generating a debt.” (Source: InvestorWords.com & Wikipedia.org) Consumer Credit is Personal Credit Personal Credit includes: credit cards, installment loans, home equity loans, mortgages and auto loans. Your credit history is […]
Why You Should Keep Your Underwater Primary Home than Opting to Rent
Home values have dropped, your neighbors have walked away from their homes, and you have a mortgage balance that is larger than the value of your property. What are your options other than following the masses of stop paying your mortgage payment and opting to rent. Rent inflation is a result of the large strategic […]
Preparing Yourself for Home Buying – 5 Easy Steps
With interest rates low, large foreclosure and short-sale inventories, first-time home buyers and the financially recovered homeowners have made the decision to get into the real estate market. If home ownership is finally within your means, keep in mind these five simple steps of home buying. 1. Do Your Diligence: Use the Internet to learn […]