One size does not fit all… Is Bankruptcy right for you?

Written By: Attorney Joshua M. Liszt, Esq People from all walks of life are currently experiencing difficult economic times. This is no more prevalent than in Florida where the once over inflated housing market continues to decline and the economic outlook remains bleak. However, despite so many people dealing with similar economic troubles, there is […]

“Life after Bankruptcy!” – 3 Simple Recovery Steps

Bankruptcy can happen to anyone. It doesn’t matter if you’re a billionaire, millionaire, upper-middle class or blue collar.  Bankruptcy doesn’t separate any working class. You may have had a job loss, a decrease of income from your current employer, a divorce, a medical emergency that changed your life forever, a bad business partner or bad real estate investments; […]

Bankruptcy “Cram Downs” for Commercial and Residential Loans

The concept of Personal Bankruptcy “Cram Downs” was established in the  “Helping Families Save Their Homes Act ” in 2009. The Helping Families Save Their Homes Act allow bankruptcy judges to “cram down” the second mortgage on investment properties, second homes and also modifying the first mortgage.  Contrary to the rule, judges in California, Texas […]

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