If restoring your credit is your priority, do your homework about credit repair companies. Since the internet is so large and diverse, many online companies can mislead you about the “real” credit restoration process. Credit repair takes time, dedication and discipline. Not all credit repair companies are treated equal; there are some excellent credit repair […]
Debt Solutions
One size does not fit all… Is Bankruptcy right for you?
Written By: Attorney Joshua M. Liszt, Esq People from all walks of life are currently experiencing difficult economic times. This is no more prevalent than in Florida where the once over inflated housing market continues to decline and the economic outlook remains bleak. However, despite so many people dealing with similar economic troubles, there is […]
Managing Your Business Debt and Maintaining Your Business Credit like Your Workout
“Being a small business owner in this economic market is quite challenging. In fact, small businesses make up 99.7% of all employer firms; pay 44% of total US private payroll, have generated 64 percent of net new jobs over the past 15 years and 52 percent are home- based businesses.” (Source: Sba.gov) Managing Your Business […]
How Worthy is Your Personal Credit and How Can You Improve It?
“Credit is a contractual agreement in which a borrower receives something of value now and agrees to repay the lender at a later date, thereby generating a debt.” (Source: InvestorWords.com & Wikipedia.org) Consumer Credit is Personal Credit Personal Credit includes: credit cards, installment loans, home equity loans, mortgages and auto loans. Your credit history is […]
“Life after Bankruptcy!” – 3 Simple Recovery Steps
Bankruptcy can happen to anyone. It doesn’t matter if you’re a billionaire, millionaire, upper-middle class or blue collar. Bankruptcy doesn’t separate any working class. You may have had a job loss, a decrease of income from your current employer, a divorce, a medical emergency that changed your life forever, a bad business partner or bad real estate investments; […]
Why You Should Keep Your Underwater Primary Home than Opting to Rent
Home values have dropped, your neighbors have walked away from their homes, and you have a mortgage balance that is larger than the value of your property. What are your options other than following the masses of stop paying your mortgage payment and opting to rent. Rent inflation is a result of the large strategic […]