“Being a small business owner in this economic market is quite challenging. In fact, small businesses make up 99.7% of all employer firms; pay 44% of total US private payroll, have generated 64 percent of net new jobs over the past 15 years and 52 percent are home- based businesses.” (Source: Sba.gov) Managing Your Business […]
First Pro Capital Posts
6 Ways to Win Better Credit Scores
Whether you’re a millionaire, upper middle class, white collar, blue collar or middle class, everyone needs to maintain good credit by tweaking it or restoring credit. Utilize the following six ways to instantly win a better credit score: Check your credit report: Go to Equifax or Experian , you will not be penalized for a […]
How Worthy is Your Personal Credit and How Can You Improve It?
“Credit is a contractual agreement in which a borrower receives something of value now and agrees to repay the lender at a later date, thereby generating a debt.” (Source: InvestorWords.com & Wikipedia.org) Consumer Credit is Personal Credit Personal Credit includes: credit cards, installment loans, home equity loans, mortgages and auto loans. Your credit history is […]
“Life after Bankruptcy!” – 3 Simple Recovery Steps
Bankruptcy can happen to anyone. It doesn’t matter if you’re a billionaire, millionaire, upper-middle class or blue collar. Bankruptcy doesn’t separate any working class. You may have had a job loss, a decrease of income from your current employer, a divorce, a medical emergency that changed your life forever, a bad business partner or bad real estate investments; […]
When You Can’t Get a Business Loan at Your Local Bank
Your credit maybe satisfactory and not impeccable, you need a business line of credit for working capital or expansion but you get declined by your local bank because of their small business underwriting guidelines. Fix or fine tune your personal credit and business credit before or after you obtained alternative business loan. Make credit restoration […]
Why You Should Keep Your Underwater Primary Home than Opting to Rent
Home values have dropped, your neighbors have walked away from their homes, and you have a mortgage balance that is larger than the value of your property. What are your options other than following the masses of stop paying your mortgage payment and opting to rent. Rent inflation is a result of the large strategic […]