Purchasing fractured condos may be beneficial for your overall real estate portfolio. Fractured condo deals are a win situation, if you know how to purchase and manage them. To begin with you need good personal credit, cash flow stability and a decent investment property to fix, repair or to purchase a percentage of units to […]
First Pro Capital Posts
Newport Beach Credit Experts
Dear Southern Californians, Since 2015, we have been assisting California business owners with their business credit, business debt, personal credit and personal debt. We have exceptional business affiliates working in Los Angeles County, Orange County and San Diego County, majority are commercial lenders, some CPAs and commercial real estate brokers. In other words, we are […]
Business Identity Risks Rising After COVID-19
According to Dun and Bradstreet High Risk and Fraud Insight team, there has been an increase of 258% of business identity theft since early 2020, mostly illegally gaining access to the Paycheck Protection Program. COVID-19 has been an opportunity for fraudsters. When thugs are out rioting, looting and burning businesses down, stealing a business identity […]
Can the CARES Act Deferment Program Help or Hurt My Credit?
When you asked for a deferment during the COVID 19 pandemic, mortgages and other creditors will report this status on your credit report. If you are not seeking new financing but used the CARES Act to assist you during the pandemic to help your credit rating, ultimately the program will protect your credit scores and […]
Helping Consumers and Law Enforcers with Identity Theft
Because of the COVID 19 pandemic, more identity theft occurrences will happen. The most targeted group for identity theft is the 60 plus or better, the Hispanic Americans, ethnic surnames or basically anyone else. Over the past month we had three cases for identity theft. The first two cases were in Naples and the other […]
Common Scams during COVID-19 Fiasco
We highly recommend to enroll in credit monitoring with Experian, Equifax or MyFico, receiving email alerts about your credit file is invaluable, especially if your identity is stolen or you become of victim of a phishing scam. Phony Business Deal This is a new and rising scam as more people have decided to become their […]