In the competitive landscape of business financing, access to working capital can make or break a company’s ability to operate smoothly, seize opportunities, and weather economic challenges. The U.S. Small Business Administration (SBA) offers two key loan programs under its 7(a) initiative: SBA Express and the traditional 7(a) loans. These programs are designed to provide […]
sba7a
Gaining Capital by Niche Commercial Lending
You do have the credit scores to qualify for commercial capital, the property type of your commercial real estate cannot be secured by conforming lending. Should you lose your commercial project or gain the capital? Short Term Hard Money Unexpected debt or quick capital for your business that you can repay within 12 months to […]
Non-Bank Commercial Capital Can Help Your Business
2025 is right around the corner, specific industries have been redlined by retail banks for a working capital loan. Some retail banks are scaling down business loan approvals due to high-risk industries, such as retail, general contractors and businesses who do not have commercial real estate to securitize as collateral for their business loan. Non-Bank […]
Keep Your Current Business Interest Rate with Three Mezzanine Alternatives
Today’s financial climate is uncertain, raising rates and high inflation are damaging small and mid size businesses throughout our country. What can a business owner do to keep his or her low current interest rates? SBA Express SBA Express is your best mezzanine lending alternative, without acquiring a new higher interest rate or forfeiting your […]
How Can a SBA Loan Help a Business Owner?
If you wish not to apply for an asset based business loan or asset based business line of credit, a SBA loan with conforming rates would be a great alternative. It is unnecessary to opt into a commercial hard money loan if you have the qualifications for a conforming business loan program. Good Business Lending […]