A potential client was referred to us to improve his credit scores. The client contacted me and sent me a copy his three merge credit report. After reviewing his credit, the client did not need credit restoration services but only credit advice. The potential client had impeccable credit meaning he had no late payment history, no collections, no charge offs or judgments which categorizes someone’s credit impeccable.
The problem with this client credit was his spending, he was over his limit with many of credit cards which brought his credit scores down. To solve his credit score issue, I asked the potential client to pay down the two credit cards by 70% so he can increase his credit scores and get approved for a Small Business Loan. My credit advice which is the thorough credit consultation was absolutely free and this potential client couldn’t be happier knowing I told him the truth which was not necessary of purchasing credit restoration which he didn’t need. However, we have clients with the same issue and want us to update their accounts with the credit bureaus, regardless if it seems as an easy fix to them.
Example Two: Another potential client called us on a troubled debt, it was a collection. The potential client was willing to borrow against her 401k to get rid of her $30,000 collection. After the free credit consultation, the creditor counter offered our offer to $15,000 which my client could not afford the full payment in advance. Instead, the potential client turned down the offer but I made her aware at any time the creditor may forcefully demand the full face value of the payment. Again, this consultation was at no charge and the potential client was content of consultation, even though she did not enroll with our credit restoration process.
Example Three: A business owner was seeking business credit restoration, I asked the client to order his business credit report through Experian Business, the business owner wanted to fine tune his business information and one court judgment that was released. Within two weeks, my client’s Experian Business score went up from fair to good, not to mention his Dun and Bradstreet Paydex score and his Equifax Business score. Now, my client has the ability to purchase another business.
For more information on how we can help you fix your business credit and personal credit locally in Hollywood FL please fill out the online contact form about your concerns or give us a call at 855.477-9007. Read what our valued clients have to say about First Pro Capital and Credit Consulting Professionals on our Testimonials page.