Trimming, repairing or growing your financial landscape begins with a simple phone call to First Pro Capital and Credit Consulting Experts. Both companies are in one marketplace to assist our clients with their personal credit, alternative business loan, business credit restoration, and alternative commercial real estate lending. [Read more…] about Good Business Begins with First Pro Capital and Credit Consulting Experts
Credit Repair
Keep Calm and Fix Your Credit
Our forte is restoring personal credit, negotiating debt, assisting business owners with business credit restoration and distressed business debt. If you’re still on the fence about restoring your personal credit, allow us to explain why you should restore it now:
Keep Calm: Every single customer’s file is hands on and manually processed, unlike the online competitors who use computer generated software to spit out credit disputes. In most cases, you will have improved credit within 30 days.
Carry On: There is still time to fix your credit and take advantage of aggressive mortgage rates and other financing rates. You can still get a good deal on purchasing a home. Why wait? Repair your credit and purchase your home, finance your business or purchase a vehicle. If you’re unsure what your credit scores are, go to Equifax or Experian or MyFico order a three merge credit report, you will not penalized for a credit inquiry.
Keep Calm: All of of our customer’s files and credit information, is secured and confidential
Carry On: Take care of your personal credit and business credit now; this year is the year to fix your credit and shine on. Don’t wait too long, now is the time to obtain personal good credit to purchase that home or finance your business or commercial building.
Keep Calm: I don’t have tip-top credit, what should I do?
Carry On: Your credit deserves to be in tip-top shape. Our customized credit restoration program is tailored to each individual’s circumstances. You should not waste time and money with a generic computerized credit repair program that is solicited all over the internet? In most cases “you get what you pay for.” We had several clients who we assisted that enrolled in computerized credit repair programs with other companies that failed them. Not only did we assist these clients, we also provided a reduced fee because the clients already paid for credit restoration that failed them. The clients sincerely appreciated our generosity to reduce our fee in order for the client to balance with the expenditure. If you’re looking for an expert to restore your credit and solve your debt call today, it’s that simple! Get off the fence and restore your credit right away!
Keep Calm: My employer has done business with you but I cannot afford your services and I need your expertise.
Carry On: It’s true, 98% of our clients are self-employed. We are extremely grateful to have business owners as clients because a number of them who have done business with us paid for their employee’s credit restoration process. How generous are these business owners who take the time to pay and help their employees with their financials?
Often, solving unsettled debt is a part of our customized credit restoration process. If you’re seeking a trustworthy company to solve your business and personal debt; and restore your personal credit and business credit, give us a call today for your free consultation
Related Articles:
- Four C’s of Credit Repair
- 6 Quick Tips to Improve Your Business Credit and Personal Credit Scores
- We Go the Extra Mile and it’s Never Crowded
- New Business Credit Starts First with Personal Credit
- Real Company…Real Solutions…Real Results
- Two Things You Can’t Live Without: Business Credit and Personal Credit
- One Solution Doesn’t Fit all…Which Credit Solution is Right for You?
For more information on how we can fix your personal credit locally in Estero FL, Fort Myers FL and Bonita Springs FL, please fill out the online contact form about your concerns or give us a call at 855.477-9007 . Read what our valued clients have to say about First Pro Capital on our Testimonials page.
~ Allow our team of professionals to assist you!
Four C’s of Credit Repair
It’s common to take some type of C supplements, as well, there are four C’s to supplement your credit repair program.
Control
Going over your credit card limits impacts your credit scores. Keep your credit card balances 30% or under your credit limit will provide you the maximum advantage of boosting your scores. Also, you must stay current with all your accounts during the credit restoration process; otherwise, being late on your payments during the credit repair process defeats the purpose of restoring credit.
Capture
Order your credit report at Experian or MyFico before you make that purchase on a new home, car, boat and etc. Checking your credit directly with the credit bureau’s site will prevent you from being penalized with a hard credit inquiry. In other words, you will not be penalized for a credit inquiry if you order your credit report with the credit bureaus.
Correct
Once you capture the erroneous credit reporting off your credit report, or you just simply want to fine tune or restore your credit, consult with a customized credit restoration company. We provide a free thorough credit analysis to all, just send us a copy of your three merge credit report that you purchased from Experian or MyFico.
Contribute
How do I contribute to my credit restoration process? First of all, we ask our clients not to have any new late payments, charge offs, collections or new credit inquiries during the credit restoration process. If you want the best results in restoring or tuning-up your credit, participate with our hands on manual credit restoration program. Furthermore, we ask all of our clients to enroll with Equifax or Experian’s credit monitoring, it is free and the credit monitoring will allow you and us to stay up to date with your current accounts.
Remember, your credit is a valuable asset for life.
Now, it is your turn to receive a free thorough credit consultation.
For more information on how we can restore personal credit locally in Naples FL please fill out the online contact form about your concerns or give us a call at 239.260.4602 . Read what our valued clients have to say about First Pro Capital on our Testimonials page.
6 Quick Tips to Improve Your Business Credit and Personal Credit Scores
Your personal credit is your tangible asset for life. Your personal credit is a factor in making a sound underwriting decision for a business loan. Keeping your personal credit separate from your business credit is the foundation of a sound business.
Six Quick Tips to Improve your Business Credit Score:
- Pay your suppliers and vendors on time
- Pay your business loan and/or commercial real estate loan on time
- Pay off and settle any open business collection accounts
- Settle outstanding judgments and tax liens that appear on your business credit report
- Review your UCC Filings, past and present
- Avoid derogatory reporting , work with your creditors, inform them if there are problems
Six Quick Tips to Improve Personal Credit Scores:
- Don’t be late on your mortgage payment
- Minimize department store credit cards
- Don’t go over your available balance on your credit cards, try to keep your balances 35% or less of your credit limit. Going over your credit limit, reduces your credit scores.
- Don’t be tempted with increasing credit card offers. Multiple credit card offers can lead you to spend more and having unnecessary revolving lines of credit which may result to overextended debt.
- Use the “need to have” rule than the “want to have”.
- Try to avoid new collection accounts and charge offs, work with your creditors
Quick, simple and easy tips for your business credit score and personal credit scores.
For more information on how we can fix personal credit and repair business credit in Bonita Springs , Fort Myers, FL and Naples FL, please fill out the online contact form about your concerns or give us a call at 855.477-9007 . Read what our valued clients have to say about First Pro Capital on our Testimonials page.
~ Allow our team of professionals to assist you!
Got Business? Got Credit? Got Debt?
Strengthening small businesses is an important component to any economy. Being a successful small business owner is more challenging than ever before, the key factor is staying on top of your personal credit, business credit and overhead, besides succeeding in your business.
Got Credit?
Credit restrictions are continuing to grow, small business owners are more conscious about their personal credit and business credit. A simple task for business owners is to monitor your personal credit and business credit, go to Experian and order a three merge credit report, also go to Equifax Business or Experian Business , and get a copy of your business credit report. If you have blemishes or concerns about your credit, our company will provide you a free thorough credit analysis for your business credit and personal credit. Fixing your personal credit and business credit is an investment, not an expenditure.
Got Debt?
Reduce your business debt and personal debt as much as you can, it may be challenging but it’s worth balancing. Lenders will calculate your debt service ratio for your alternative business loan application; in addition they assess your personal credit and business credit for credit worthiness. The better the credit history, the easier it will be for you obtain new credit.
Regardless of any economic condition, your business is a valuable asset; it’s very crucial to keep your business credit and personal credit in tip-top shape.
For more information on how we can help you fix your personal credit and business credit in the Coconut Creek FL and Pompano Beach FL, please fill out the online contact form about your concerns or give us a call at 855.477.9007. Read what our valued clients have to say about First Pro Capital on our Testimonials page.
~ Allow our team of professionals to assist you!
3 Alternative Business Loan Basics
You have been turned down by your local bank, what are you going to do? First off, get a copy of your three merge credit report, you can order one without a getting penalized for a credit inquiry at Experian or MyFico. Before you contact any one, consider the three simple alternative business loans basics:
1. Check Your Credit
Check your personal credit and your business credit; separate your personal credit from your business credit, don’t mix the two together. For Example: Using your personal credit card for business expenditures. If your personal credit isn’t in tip-top shape, call us for a free thorough credit consultation. We require a minimum of a 650 credit score to initiate business financing. If you don’t have business credit for your business, start with a business credit card and a short term bridge business loan; ensure that your new loan fits into your total monthly business expenses.
2. You have Alternatives
What is the difference between non bank business loans and local banks? Non-bank loans are either:
- Short term bridge business loans
- Healthcare Capital
- Industries that cannot be financed with traditional lending.
- More underwriting flexibility for non bank SBA7a
There is nothing wrong with local banks business lending, in fact, consider their lending programs as an exit strategy out of your non bank business loans. Not to say we don’t work with retail banks, some are actually our affiliates.
If your type of business does not fit into a local bank’s criteria, select alternative business lending. Our products are not available on the retail banking side, our lenders are “wholesale” lenders, and they are legitimate and not fly by night. Some of our lenders are nationwide banks who offer more flexibility on their wholesale division for business lending. We don’t work with just one lender as you would with a local bank; we have the ability to find a solution for your business loan through our preferred lenders. We have well established an array of alternative business loans on the “wholesale” lending side. We do not have upfront broker fees for business lending and commercial lending, our consultations are free.
3. Have an Exit Strategy
If you have a decent business with less than perfect credit it is time to fix it. The longer you wait to fix your personal credit and business credit, the longer it will take to exit out of your short term bridge loan. Organizing your personal credit and business credit is part of your exit strategy of refinancing out of an alternative business loan and into SBA or Asset Based Lending.
The choice is yours, you decide.
For more information on how this Florida boutique firm can help you with locally with an alternative business loan locally in Palm Beach FL, please fill out the online contact form about your concerns or give us a call at 561.244.9914. Read what our valued clients have to say about First Pro Capital on our Testimonials page.
~ Allow our team of professionals to assist you!
New Business Credit Starts First With Personal Credit
Personal credit is your tangible asset for life; why not take care of it? Everything starts with personal credit, including business finance. As a business owner, maintaining your personal credit is the key to flexible financing. With current lending restrictions, many lenders require a three merge credit report besides your business credit report. Lenders use Dunn and Bradstreet, Equifax or Experian for your business credit report. Your personal credit scores are a significant factor for your business loan application, and your business credit scores are imperative for your vendors and lenders.
One Simple Slip-Up Can Hurt Your Credit 
It doesn’t matter if you’re an executive, an attorney, a doctor, a millionaire or billionaire, a credit slip-up can happen to anyone, at any time. A good task is to check and monitor your personal credit, go to Experian or MyFico.com and order a three merge credit report; you will not be penalized for a credit inquiry because you are ordering the credit report directly from the credit bureaus.
Ex 1: Client-A is a doctor, he is buying out his partner at their medical practice. Client-A currently has student loans that are over the available limit; as a result, this caused his FICO scores to plummet. Client-A paid down his student loans below the available balance so his credit scores go up, besides utilizing our customized credit restoration services for fine tuning his other accounts.
Ex 2: Client-B owns an IT business, he had a business credit card, its interest rate went up by 18%, and he was paying 28.5%. In addition to his new inflated rate, the bank reduced the available line of credit by $8,000. Client-B contacted us to assist him with his business debt, we located the credit slip-up that was on his personal credit, this explained why the bank reduced his business credit card line and simultaneously increased his interest rate. The result: we succeeded in reducing his interest rate down to 12.75%, a savings of 15.75% and he also paid down his credit balance.
If you’re applying for a business loan, business credit card, factoring your accounts receivable, SBA or an asset based loan, your personal credit is an essential factor for your loan approval.
For more information on how we can help you locally with business credit and personal credit in Boca Raton, please fill out the online contact form about your concerns or give us a call at 855.477-9007 . Read what our valued clients have to say about First Pro Capital and Credit Consulting Experts on our Testimonials page.
~ Allow our team of professionals to assist you!
We Go the Extra Mile and it’s Never Crowded
Most of our leads originate from our affiliates and past clients, approximately 5% of our business derives from the internet. We utilize the internet for our online presence, that’s all. Our online presences are tools for our potential clients to “Google” us, read our articles online, and view our “real” testimonials and recommendations. Our leads our generated by our results, quality service and delivering our products. First Pro Capital Inc. and Credit Consulting Professionals Inc. were intended to be in one marketplace for our clients’ credit solutions and business lending alternatives. Go ahead, compare us to our competitors, you will immediately see the difference between our companies approaches and our competitors’ approaches; it’s more personal and professional, right? If a company is too good to be true, they are too good to be true.
We Jump Through Hurdles for You
The simplest task may have the biggest obstacles down the road. Example: Client-A had a medical collection account open for approximately $3,000, it sounds like a simple settlement, however it was not. The collection agency dragged this settlement for almost two months blaming the medical center for not responding. We were fed up and contacted the hospital ourselves; they accepted our settlement offer within less than 72 hours. Solution: What’s most annoying is as “slow as molasses” rapport from bank representatives and collectors at collection agencies; despite that, we have quick strategies to escalate files with management and it works. Solution 2: We have executive contacts with national lenders who are ready to assist us, they are just an email away to help. Most banks have a proactive outreach to their customers, especially when it’s in regard to a distressed property. Solution 3: We go the extra mile for our clients, period; a generic company will never go the extra mile for customized solutions.
Read More about Us
Without any hesitation, our past clients repeatedly provide us testimonials, recommendations and referrals due to our quality of service, knowledge and efficient turn times. Still unsure, check out our site or simply contact the person who referred you to First Pro Capital Inc. and Credit Consulting Professionals Inc.
Related Articles:
- Real Company…Real Solutions…Real Results…
- What We Do and Don’t Do
- One Solution Doesn’t Fit all…Which Credit Solution is Right for You?
- Alternative Business Financing for Your Business
- Apartment Loans…Multifamily Loans…Fractured Condos Loan Options Made Easy for You!
- In Demand Non Traditional Financing Sources: SBA Alternative and Commercial Hard Money
For more information on how we can improve your Personal Credit and Business Credit locally in Naples FL, please fill out the online contact form about your concerns or give us a call at 855.477-9007 . Read what our valued clients have to say about First Pro Capital on our Testimonials page.
~ Allow our team of professionals to assist you!
Keeping Bad Credit Costs You More than Good Credit
All too often consumers get misled about why they shouldn’t hire credit repair companies; as a result, most people will keep their bad credit. It’s true, generic computerized versions and do it yourself credit repair kits don’t work. We offer a free step by step process on how to improve your credit on your own, only if you can’t afford our customized credit repair system. You get top top results and great service with our customized credit repair services.
Disadvantages of Keeping Bad Credit
Keeping bad credit will cost you a lot more money for car insurance, car loans, security deposits, credit cards and a job application. You may not get the job you applied for because of your bad credit; instead, you may end up at a job that you are over qualified for due to your bad credit. You may not realize that you are spending a lot more with bad credit and saving a lot less of not restoring it.
Good Credit has the Upper Hand
Having and maintaining good credit costs less than keeping bad credit. Good credit gives you more flexibility with business finance, commercial real estate lending and personal finance. Mortgage banks and auto dealerships are offering low interest rates than ever before for buyers; why not take advantage of today’s interest rates and home values? Bargain home values and low interest rates are not here to stay. Some clients had 700s credit scores; they chose to restore their 800s scores with us, which we delivered. Credit repair is not just for bad credit alone, it’s for anyone who is seeking a total improvement on their credit and credit scores.
Your credit is your tangible asset for your business and your real estate investments, why not make your credit a priority, it’s a valuable asset.
Related Articles:
- Two Things You Can’t Live Without: Business Credit and Personal Credit
- One Solution Doesn’t Fit all…Which Credit Solution is Right for You?
- Real Company…Real Solutions…Real Results…
For more information on how we can improve your distressed debt and personal credit locally in Naples FL and Fort Myers FL, please fill out the online contact form about your concerns or give us a call at 855.477.9007. Read what our valued clients have to say about First Pro Capital on our Testimonials page.
Allow our team of professionals to assist you!
Two Things You Can’t Live Without: Business Credit and Personal Credit
You need credit to start your business, you need your business to re-establish and maintain your business credit and personal credit. Business credit and personal credit are linked together. Credit is one of the most important factors of your business; your business is the most important component of maintaining, fixing and re-establishing your personal credit.
Don’t confuse using your personal credit for your business credit usage, that’s a bad mix; please try keep your personal credit separate from your business credit. Your business credit rating will appear on Dun and Bradstreet, Experian Business and Equifax Business. A combination of both your personal credit and business credit will determine your new business loan approval. When can’t maintain either your personal credit or business credit, start with:
- Analyzing your accounts receivable
- Reducing or consolidating your business debt
- Reducing overhead
- Applying for an alternative business loan for quick cash that will not hurt your overhead
Alternatives to Start or Re-establish Business Credit
You have to start somewhere to fix your business credit and personal credit. If you’re looking to expand your business or need working capital, and don’t have the business credit or personal credit to do it, initiate these simple steps:
- Go to Experian and order a three merge credit report, you will not be penalized for a credit inquiry because you are ordering the credit report directly from the credit bureau and you are not inquiring for new credit. With Experian, you can utilize Experian Boost for free.
- Fix your personal credit first, consult with a credit expert who provides with a free thorough credit consultation for your business credit and personal credit
- Settle and pay off collection accounts or judgments that appear on your business credit or personal credit
- Start off with a small business loan amount, pay it on time and eventually off for good creditworthiness
Remember, your personal credit is your asset for life, take good care of it!
Now, it is your turn to receive our free thorough credit consultation!
For more information on how we can improve your business credit and personal credit locally in West Palm Beach FL and Palm Beach FL, please fill out the online contact form about your concerns or give us a call at 561.244.9914 . Read what our valued clients have to say about First Pro Capital on our Testimonials page.
First Pro Capital and Credit Consulting Experts know business and credit
Allow our team of professionals to assist you!