Trimming, repairing or growing your financial landscape begins with a simple phone call to First Pro Capital and Credit Consulting Experts. Both companies are in one marketplace to assist our clients with their personal credit, alternative business loan, business credit restoration, and alternative commercial real estate lending. [Read more…] about Good Business Begins with First Pro Capital and Credit Consulting Experts
Business Loans
Alternative Business Solutions for Business Debt
We provide valuable alternative business solutions for the self-employed. It can been a challenge for many small business and mid-size business owners during a buyout of business partner or growing pains of your business. Today more and more business owners are opting to alternative business solutions like fixing business credit, solving distressed business debt and utilizing a short term alternative business loan for cash flow.
Alternative Business Credit
If your small business can’t get financed, consider a micro business loan, it’s an alternative small business loan that can be renewed after the maturity date. A micro business loan is a 6-12 month term which is based upon your business bank account’s average balance and your personal credit.
A factoring loan helps several small business owners with working capital, business expansion and consolidating business debt. It’s an alternative small business loan that is not available in retail banks. Factoring healthy accounts receivable maybe your next business loan alternative. A factoring loan is also renewable at the end of the loan term.
An asset based loan is based upon your tangible assets, your business accounts receivable, your business credit score and your personal credit. An asset based loan is a business line of credit amortized for three to five years. We do not compete with retail banks on asset based loans, our asset based loan programs are more flexible with the types of industries and sometimes credit than retail banks. Ex) Some manufacturing companies have difficulties getting financed for an asset based loan with a local lender, where as our lenders welcome most manufacturing companies.
Our SBA lenders are flexible with types of industries. Some industries will get penalized with a lower loan to value, that is not a bad thing, especially when other SBA banks decline an industry because it is considered a high risk industry. Our company offers a very aggressive SBA 7(a) program. Read more about our available non bank business loan programs
Business Debt Solutions
It’s not fun when a mid-size business or small business files a Chapter 11 pre-petition, administrative claim, and post petition claim against a debtor who filed a Chapter 11. Getting your money back on invoices that are owed to your company is challenging, because there are other creditors settling their payoffs too. Instead of waiting and anticipating for your invoices to be paid by a company who filed a Chapter 11 bankruptcy, why not sell your pre-petition claim, your Chapter 11 administrative claim and your post petition claim to one of our third party vendors. Our company will arrange and prepare your entire transaction, and have our third party vendor sell your pre-petition, administrative claim and post petition claim on your behalf and your approval at a discounted value. It’s better to receive some of your money back than no money at all. Time is money; your company cannot afford wasted time, opt in to sell your Chapter 11 Claims.
Reducing and solving your business debt will improve your business credit score with Experian Business, Dun and Bradstreet’s Paydex score and Equifax Business Credit. If your company has outstanding collections or charge offs, select an expert to settle your business collection accounts, business charge off accounts, deficiencies and fix your business credit report. It is very important to have a good business credit score and overall good personal credit
Get the best service and quick results that your business deserves with our alternative business solutions and business credit repair!
Now it is your turn to receive our free consultation!
For more information on how we can settle business debt and business credit restoration locally in Palm Beach FL and Jupiter FL, please fill out the online contact form about your concerns or give us a call at 561.244.9914. Read what our valued clients have to say about First Pro Capital on our Testimonials page.
~ Allow our team of professionals to assist you!
3 Alternative Business Loan Basics
You have been turned down by your local bank, what are you going to do? First off, get a copy of your three merge credit report, you can order one without a getting penalized for a credit inquiry at Experian or MyFico. Before you contact any one, consider the three simple alternative business loans basics:
1. Check Your Credit
Check your personal credit and your business credit; separate your personal credit from your business credit, don’t mix the two together. For Example: Using your personal credit card for business expenditures. If your personal credit isn’t in tip-top shape, call us for a free thorough credit consultation. We require a minimum of a 650 credit score to initiate business financing. If you don’t have business credit for your business, start with a business credit card and a short term bridge business loan; ensure that your new loan fits into your total monthly business expenses.
2. You have Alternatives
What is the difference between non bank business loans and local banks? Non-bank loans are either:
- Short term bridge business loans
- Healthcare Capital
- Industries that cannot be financed with traditional lending.
- More underwriting flexibility for non bank SBA7a
There is nothing wrong with local banks business lending, in fact, consider their lending programs as an exit strategy out of your non bank business loans. Not to say we don’t work with retail banks, some are actually our affiliates.
If your type of business does not fit into a local bank’s criteria, select alternative business lending. Our products are not available on the retail banking side, our lenders are “wholesale” lenders, and they are legitimate and not fly by night. Some of our lenders are nationwide banks who offer more flexibility on their wholesale division for business lending. We don’t work with just one lender as you would with a local bank; we have the ability to find a solution for your business loan through our preferred lenders. We have well established an array of alternative business loans on the “wholesale” lending side. We do not have upfront broker fees for business lending and commercial lending, our consultations are free.
3. Have an Exit Strategy
If you have a decent business with less than perfect credit it is time to fix it. The longer you wait to fix your personal credit and business credit, the longer it will take to exit out of your short term bridge loan. Organizing your personal credit and business credit is part of your exit strategy of refinancing out of an alternative business loan and into SBA or Asset Based Lending.
The choice is yours, you decide.
For more information on how this Florida boutique firm can help you with locally with an alternative business loan locally in Palm Beach FL, please fill out the online contact form about your concerns or give us a call at 561.244.9914. Read what our valued clients have to say about First Pro Capital on our Testimonials page.
~ Allow our team of professionals to assist you!
We Go the Extra Mile and it’s Never Crowded
Most of our leads originate from our affiliates and past clients, approximately 5% of our business derives from the internet. We utilize the internet for our online presence, that’s all. Our online presences are tools for our potential clients to “Google” us, read our articles online, and view our “real” testimonials and recommendations. Our leads our generated by our results, quality service and delivering our products. First Pro Capital Inc. and Credit Consulting Professionals Inc. were intended to be in one marketplace for our clients’ credit solutions and business lending alternatives. Go ahead, compare us to our competitors, you will immediately see the difference between our companies approaches and our competitors’ approaches; it’s more personal and professional, right? If a company is too good to be true, they are too good to be true.
We Jump Through Hurdles for You
The simplest task may have the biggest obstacles down the road. Example: Client-A had a medical collection account open for approximately $3,000, it sounds like a simple settlement, however it was not. The collection agency dragged this settlement for almost two months blaming the medical center for not responding. We were fed up and contacted the hospital ourselves; they accepted our settlement offer within less than 72 hours. Solution: What’s most annoying is as “slow as molasses” rapport from bank representatives and collectors at collection agencies; despite that, we have quick strategies to escalate files with management and it works. Solution 2: We have executive contacts with national lenders who are ready to assist us, they are just an email away to help. Most banks have a proactive outreach to their customers, especially when it’s in regard to a distressed property. Solution 3: We go the extra mile for our clients, period; a generic company will never go the extra mile for customized solutions.
Read More about Us
Without any hesitation, our past clients repeatedly provide us testimonials, recommendations and referrals due to our quality of service, knowledge and efficient turn times. Still unsure, check out our site or simply contact the person who referred you to First Pro Capital Inc. and Credit Consulting Professionals Inc.
Related Articles:
- Real Company…Real Solutions…Real Results…
- What We Do and Don’t Do
- One Solution Doesn’t Fit all…Which Credit Solution is Right for You?
- Alternative Business Financing for Your Business
- Apartment Loans…Multifamily Loans…Fractured Condos Loan Options Made Easy for You!
- In Demand Non Traditional Financing Sources: SBA Alternative and Commercial Hard Money
For more information on how we can improve your Personal Credit and Business Credit locally in Naples FL, please fill out the online contact form about your concerns or give us a call at 855.477-9007 . Read what our valued clients have to say about First Pro Capital on our Testimonials page.
~ Allow our team of professionals to assist you!
In Demand Non Bank Financing Sources: SBA and Commercial Hard Money
If you’re a business owner or real estate investor, you already know that traditional financing can be quite challenging to obtain for your business. Why not “go outside the box” and source non bank alternatives for your business and your commercial real estate ?
Advantages of Our SBA7(a) and SBA 504
SBA 7(a) is your alternative financing source for your business and commercial property. We assist in processing with the lengthy SBA forms, which expedites the loan processing quick.
SBA 7(a) offers:
- Credit scores as low as 680 or better
- Flexible underwriting, “make sense” underwriting approach
- Loan amounts starting at $350,000 – $5,000,000
- Loan to values start from 90 LTV
- SBA Express for loans under $350,000
- Retail storefronts without commercial real estate collateralization are welcome
Types of Transactions SBA 7(a) Finances
- Business Expansion
- Small Business Acquisitions
- Start-ups (this transaction requires good credit scores and borrower’s experience)
SBA 504
- Credit score of 680 or better
- Commercial Construction Lending Available
- Lending up to 10M
- Owner User
Hard-Money is not a bad Four Letter Word
If you’re not qualified for SBA and have a commercial real estate property that is in need of financing, apply for a short term commercial hard money loan. Commercial hard money sounds expensive doesn’t it, but that’s not the case. Each hard money transaction cannot be treated the same, commercial hard money transactions are unique and each submission has different components to determine the interest rate and the loan to value. Commercial Hard Money is short term; basically it’s a bridge between the gap of traditional financing and your commercial real estate. Let’s name some commercial real estate projects our commercial hard money lenders like to collateralize:
- Apartments (5 units and up)
- Fractured Condos
- Mixed use
- Non-Owner User
- Owner-User
- Pre-foreclosure
The trend is rising, less traditional financing approvals equals more demand for non bank commercial lending. Get your free consultation today! Remember, we do not take any upfront broker fees for business lending and commercial lending. Click here for more of our commercial real estate loan programs
For more information on how we can help your SBA and commercial hard money application locally in Naples FL and Fort Myers FL, please fill out the online contact form about your concerns or give us a call at 239.260.4602. Read what our valued clients have to say about First Pro Capital on our Testimonials page.
~ Allow our team of professionals to assist you!
Alternative Business Lending for Your Business
Micro Loans
Micro loans are fast and easy; it’s a simple way to get quick cash for your business, loan amounts range from $20,000- $500,000. Some micro loan programs go up to 24 months in terms, it is all based on your personal credit score.
Micro loans are:
- Merchant Cash Advance
- Cash Flow Loan
- Inventory Loans
- Small Business Expansion Loan
Micro Loans are ideal for quick short term cash for your business and without hurting your overhead
Factoring Loans
Waiting to get paid on your invoices, but need cash now? Select a factoring loan, factor your accounts receivable and get fast cash for your business. Loan amounts range from $50,000 to $500,000. Ideal for Health Care services and providers. such as pharmacies.
Purchase Order Financing
Finance your purchase orders to get quick cash for your business now. Example: Our client had purchase orders from Verizon, he could not obtain an asset based loan because of his industry, instead he opted to purchase order financing, which gave him capital he needed for his business.
Prepare an Exit Strategy
If necessary, don’t rule out business credit restoration or personal credit restoration while you opt in to alternative business financing for your business, this type of financing should only be considered as short term, especially if your business is growing and performing. Your exit strategy out of an alternative business loan is paying it off or refinancing into a traditional conforming business loan or an SBA 7a, which you are approved for after your improved credit scores. Remember, our consultations are free and there are no upfront broker fees.
For more information on how you can obtain a short term business loan locally in Destin FL and Fort Walton Beach, please fill out the online contact form about your concerns or give us a call at 855.477.9007. Read what our valued clients have to say about First Pro Capital on our Testimonials page.
Allow our team of professionals to assist you!
Two Things You Can’t Live Without: Business Credit and Personal Credit
You need credit to start your business, you need your business to re-establish and maintain your business credit and personal credit. Business credit and personal credit are linked together. Credit is one of the most important factors of your business; your business is the most important component of maintaining, fixing and re-establishing your personal credit.
Don’t confuse using your personal credit for your business credit usage, that’s a bad mix; please try keep your personal credit separate from your business credit. Your business credit rating will appear on Dun and Bradstreet, Experian Business and Equifax Business. A combination of both your personal credit and business credit will determine your new business loan approval. When can’t maintain either your personal credit or business credit, start with:
- Analyzing your accounts receivable
- Reducing or consolidating your business debt
- Reducing overhead
- Applying for an alternative business loan for quick cash that will not hurt your overhead
Alternatives to Start or Re-establish Business Credit
You have to start somewhere to fix your business credit and personal credit. If you’re looking to expand your business or need working capital, and don’t have the business credit or personal credit to do it, initiate these simple steps:
- Go to Experian and order a three merge credit report, you will not be penalized for a credit inquiry because you are ordering the credit report directly from the credit bureau and you are not inquiring for new credit. With Experian, you can utilize Experian Boost for free.
- Fix your personal credit first, consult with a credit expert who provides with a free thorough credit consultation for your business credit and personal credit
- Settle and pay off collection accounts or judgments that appear on your business credit or personal credit
- Start off with a small business loan amount, pay it on time and eventually off for good creditworthiness
Remember, your personal credit is your asset for life, take good care of it!
Now, it is your turn to receive our free thorough credit consultation!
For more information on how we can improve your business credit and personal credit locally in West Palm Beach FL and Palm Beach FL, please fill out the online contact form about your concerns or give us a call at 561.244.9914 . Read what our valued clients have to say about First Pro Capital on our Testimonials page.
First Pro Capital and Credit Consulting Experts know business and credit
Allow our team of professionals to assist you!
Got the Business Loan Blues? Non Bank Loans Here
It’s a challenge to be a business owner with our current economic climate. What’s even more challenging is obtaining a business loan with today’s lending restrictions. As a business owner, there is nothing wrong of going “outside the box” to get your business loan, especially when you have been turned down by your local bank. Alternative business loans such as factoring your accounts receivable, asset based lending or even equipment financing is a good strategy to obtain working capital for your business. Click here for our non bank business loans
Feeling Blue
Get back on track with your business credit and business debt. If your personal credit is preventing you of obtaining a business loan, now is the time to get your free thorough credit analysis with us. Your personal credit is your asset for life.
Clear the Red
Maintain your company’s positive cash flow and stay out of the red, the worst thing you can do to your business is accumulate even more business debt and carry a larger overhead, which may cash strap your business even further. Consolidating your business debt into one business line of credit is a good strategy for your business, as long as you are cash flowing .
Freedom
Maintaining your personal credit and organizing your business debt is a perfect financial landscape. You can release your business debt and improving your business credit by:
- Improving or repairing your personal credit first
- Fixing your business credit report
- Consolidate your business debt into one small business line of credit
- Reduce your business debt and overhead.
Now, it is your turn to receive our free thorough consultation
For more information on how we can improve your business and credit in Fort Myers, please fill out the online contact form about your concerns or give us a call at 239.260.4602. Read what our valued clients have to say about First Pro Capital on our Testimonials page.
First Pro Capital and Credit Consulting Experts know business and credit
Allow our team of professionals to assist you!
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Real Company…Real Solutions…Real Results…
Why do we have two company names under one website? Simple, this marketplace was intentionally set up this way, specifically, business owners marketplace. Both companies First Pro Capital Inc. and Credit Consulting Experts Inc. complement each another, therefore, one can’t do without; it’s a streamlined marketplace with easy access for our clients’ business solutions and credit needs. We are Floridians and enjoy helping Floridian business owners and Nationwide business clients. Our process first starts by directing you to get a copy of your personal credit through Equifax, Experian or MyFICO. Our company prefers Experian because of utilizing Experian Boost. If you are seeking business credit restoration, our consultation is free. We simply ask our clients to obtain their D-U-N-S Number, Experian Business credit report and their Equifax Business credit report.
Real People
You are visiting this website because you are seeking either a non bank business loan, alternative commercial real estate loan, credit restoration for your business credit or personal credit or for both, solving distressed business debt , or hearing awesome reviews from someone that you know about First Pro Capital Inc. and Credit Consulting Experts Inc. If you are continuing to shop on the web for your business credit and personal credit, here our words: “Do not do business with a faceless business, a business without a face is no business at all.” The professionals that we are affiliated with have their faces identified with their companies and services. There are many risks involved with filling out an online form and not knowing who is behind that business. For Example: A past client of ours shopped for a business loan, she sent out many applications to some so called “business brokers”, one business broker intentionally set up a bogus website to steal identities. Our client sent all her personal information to the unknown site, shortly after that her business checking account was robbed by $70,000.
Real Solutions
Practical solutions for your business:
- Apartment-Multifamily Loans
- Asset Based Lending
- Alternative Commercial Financing
- Business Debt Solutions
- Fractured Condos Loans
- Hard Money Commercial Real Estate Loans
- Invoice Factoring
- Non Bank Business Loans
- Non Bank SBA Loans
Practical solutions for your personal credit, business credit, personal debt and business debt:
- Customized Personal Credit Repair
- Business Credit Restoration
- Business Debt Solutions
- Free Thorough Credit Consultations
- Personal Debt Solutions
Real Results
If you are still skeptical about First Pro Capital Inc. and Credit Consulting Experts Inc., give us a call, the consultation is free.
For more information on how we can improve your business credit and personal credit locally in Pompano Beach FL and Lauderdale-by-the-Sea, please fill out the online contact form about your concerns or give us a call at 855.477.9007. Read what our valued clients have to say about First Pro Capital on our Testimonials page.
Allow our team of professionals to assist you!
“Outside the Box” Small Business Loans Made Easy to Meet Your Business Needs!
In case your company is a start up or considered a “niche” industry; an “outside the box” small business loan can help your small business with working capital, expansion, consolidating business debt or buying out an existing partnership. To get your small business loan approved you will need the following:
- Fair Credit of 620 Credit Score or Higher
- Healthy Accounts Receivable
- Healthy Bank Statements
Start-ups have the most challenges of getting a small business loan. Because why? Because of the time they have been in business. You heard these words before: “grow your business organically or wait until you have 24 months of established business and healthier receivables.”
What Does an “Outside the Box” Small Business Loan Mean Anyway?
There are lenders with available programs who are willing to finance niche industries, fair credit, and businesses with less than two years of established business. Before you make the call, lenders will not approve your small business loan if you have a foreclosure on your credit report within the past 12-24 months.
More and More
First Pro Capital receives more calls from potential clients whose lender is not renewing their existing business line of credit, and it’s not because of the client’s credit, it’s for some lenders who want to free up their cash by not renewing existing business lines of credit.
Have your exit strategy ready to exit out of your alternative business loan.
For more information on how we can locally improve your small business loan and credit in Bonita Springs, Fort Myers FL and Naples FL, please fill out the online contact form about your concerns or give us a call at 855.477.9007. Read what our valued clients have to say about First Pro Capital on our Testimonials page.
First Pro Capital and Credit Consulting Experts know business and credit
Allow our team of professionals to assist you!