Having Good Credit Scores has Its Perks

Having Good Credit Scores has Its Perks
Just because real estate prices are going up, doesn’t mean everyone in this economy is in full recovery, in fact, that’s a sign of inflation. Home prices are still a bargain, though you need good credit to finance a home, business, car, personal loan and etc.

Getting Good Credit Perks

Acquiring a decent rate first starts with good personal credit scores. For example: XO Dealership is offering lease specials for a luxury car at $319.00 a month for 36 months with a $2750.00 down payment or 2.99% APR for 36 months if you purchase the car, these two incentives are based upon 700 plus credit scores. If your credit scores are below 700, you may want to fine-tune your credit so you can place yourself in higher financing tiers which provide credit incentives and lower interest rates. In other words, the lower the credit scores, the higher the interest rate you will pay and a larger down payment. With higher the credit scores, the more financing incentives you get. Here is another good example:  You have a few credit cards that you would like to consolidate, XO Bank is offering 0% interest for 12 months if you transfer your balances to them. Your application was declined because the bank required credit scores above 700, your credit scores are in the mid-600s, which still isn’t bad, however you are shopping for credit incentives.

If you’re shopping for credit incentives your credit scores need to be in the 700s or more.  We have numerous clients who were in the 600 plus credit scores who wanted to boost their credit scores in the 700s. In addition, we have clients who were in the low 700s who wanted to boost their credit scores in the 800 plus credit scores. Before you decide to finance your business or your home, it is a good habit to check your credit a minimum of 60 days prior you anticipate to apply for a loan. Simply go to Experian, Equifax or MyFico and order your three merge credit report, you will not be penalized for a credit inquiry.

Just Ask an Expert

Restoring credit is not just for bad credit; it is also for fine tuning and enhancing your overall credit. When selecting a credit restoration company, make sure you do not waste your money with:

  • Purchase DIY Repair Kits
  • Enroll in Computerized-Generic credit repair systems that you typically see online

Every individual has different credit circumstances; you cannot have the same credit solution for all. Not too many credit experts provide you a free and thorough credit consultation for your business credit and personal credit, the typical online advertised credit restoration companies would like you to enroll in their program before they review anything.  Our credit restoration process is hands-on, thorough and never scanned into a software system that will spit out your credit disputes. Just ask our past clients, they will be glad to inform you how Credit Consulting Professionals Inc. thoroughly worked with them.

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For more information on how you can fix your credit by enrolling in our customized credit restoration program locally in Naples FL, Marco Island FL and Fort Myers FL, please fill out the online contact form about your concerns or give us a call at 855.477.9007. Read what our valued clients have to say about First Pro Capital and Credit Consulting Professionals on our Testimonials page.

~ Allow our team of professionals to assist you!

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