Credit Freeze or Fraud Alert, Which One?

Since the Equifax data breach, a number of past clients are asking me this question, “Should I credit freeze or should I fraud alert?” A fraud alert is free and lasts up to 90 days which you can renew every 90 days. A fraud alert will notify you if someone is inquiring on your credit […]

Four Simple and Quick Tips for Christmas Credit Card Scams

Stealing is at a more sophisticated level and most of us cannot comprehend it, there are available black malware programs that are out there for “sophisticated stealing” If you are at a department store and would like to open a new department credit card because of an additional percentage off your purchase, keep mind that […]

4 Quick Tips for Keylogging, Your Credit and Identity Theft

Many of us receive junk mail offers for credit cards or credit, my advice is don’t open that email. Most junk mail offers have black malware called “Keylogging” attached to it. Keylogging  is the action of recording (logging) the keys struck on a keyboard, typically covertly, so that the person using the keyboard is unaware […]

5 Tips to Prevent Online Identity Theft

Tough times equal more crimes, including the internet. If you’re shopping online to get the best rate for car insurance, mortgage, or auto loan, proceed with caution. There are more computer intellects that use their intellect by wrong means; aka hackers, are causing massive internet crimes and excessive online identity theft. It’s possible to expose your […]

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