Bankruptcy “Cram Downs” for Commercial and Residential Loans

The concept of Personal Bankruptcy “Cram Downs” was established in the  “Helping Families Save Their Homes Act ” in 2009. The Helping Families Save Their Homes Act allow bankruptcy judges to “cram down” the second mortgage on investment properties, second homes and also modifying the first mortgage.  Contrary to the rule, judges in California, Texas […]

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