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Credit Freeze or Fraud Alert, Which One?

Since the Equifax data breach, a number of past clients are asking me this question, “Should I credit freeze or should I fraud alert?” A fraud alert is free and lasts up to 90 days which you can renew every 90 days. A fraud alert will notify you if someone is inquiring on your credit […]

Four Simple and Quick Tips for Christmas Credit Card Scams

Stealing is at a more sophisticated level and most of us cannot comprehend it, there are available black malware programs that are out there for “sophisticated stealing” If you are at a department store and would like to open a new department credit card because of an additional percentage off your purchase, keep mind that […]

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