Explanation of a Credit Score
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Your credit affects every part of your financial abilities. Bad credit not only affects your ability to get a loan, it also increases your rate on car insurance and increases the uncertainty of a job application. The average American with less than perfect credit spends an extra 30-40% a month in higher interest rates. Over 79% of credit reports contain serious errors that can lead to declined loans. Over 40 million Americans pay higher mortgage interest rates due to errors on their credit report. Act now, and stop your less-than-perfect credit keep you from obtaining your financial dreams You legally have the right to verify your credit reports for inaccuracies that are adversely affecting your credit rating. You’ve taken the first step of changing your financial stress around by visiting our website and we’re excited that you are here.
A primary tool creditors use to determine the risk associated with a lending decision because scores are:
*****This information was provided by Credco What Determines a FICO Score?
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