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			Even if we are in a different financial climate, “Lend is not a four letter word.” If you currently maintain your credit score in good or impeccable standing, chances are you have the ability of receiving approval for a commercial loan. Our professionals are strategic in organizing your scenario. Now is the time we can offer your company flexible financing: SBA Alternative Explore your options for a (SBA) Alternative loan through First Pro Capital, and see your small business become successful. Conventional Term Loans Ask me how a term loan from us can help you strengthen your competitive position, increase your working capital, and maximize your business profitability. Refinancing your existing properties tailored for your business solutions is one way of strengthening your capital. Hard Money Made Easy A hard money loan is a specific type of asset-based loan financing in which a borrower receives funds secured by the value of your business. Closing costs and typical rates on a hard money loan are much elevated than traditional conventional lending. Click onto our Products Guide Apartment Finance Take advantage of our competitive Apartment Finance solutions with financing services geared toward your multi-unit investment. Account Receivable Factoring Lines of Credit At First Pro Capital, our lenders lines of credit are a cost-effective way to borrow and repay what your business needs and when your business needs it. Do you have impeccable credit or not so great credit? Does your business call for of a cash flow work out? We work with exclusive financial institutions across the United States to assist you with your cash flow issues. Majority of our elite financial associates have a “make sense” approach of underwriting your factoring loan Ask Me How It Works Loan Parameters: Minimum Loan Amount: $50,000 Maximum Loan Amount: Up to $200M Business Establishment: Minimum 2 years Start Up Businesses Case by Case Documentation: Alternative Documentation, Full Doc Restrictions: Construction Small Business Micro Loans Are you utilizing your merchant card sales or bank deposits to your advantage? Do you show an average monthly balance of $5,000 or more in your business bank account? Do you have a 620 credit score or better? Did you know a Merchant Cash Advance Loan is an advance (of dollars) to a merchant based upon the average credit card charges (MC/VISA) that are collected each month? Are you likely to debt consolidate, expand your business or resolve your cash flow issues? Start Now Loan Parameters: Minimum Loan Amount: $25,000 Maximum Loan Amount: $200,000 Business Establishment: Minimum 2 years Start Up Businesses Case by Case Documentation: No Income Verification Okay!
Security Based Lending-The Mortgage Alternative This type of lending allows the borrower to use investments to obtain funds for personal or business use. Using investments as collateral makes it. Benefits: •Fixed interest rates between 3% and 5% ▪Interest Only quarterly loan payments ▪Loan terms of 3, 5, 7, or 10 years ▪No closing costs, broker or transaction fees ▪Funds may be used for any purpose including real estate purchase, business expansion, etc ▪Non-Recourse Loan - loan is only collateralized by the pledged securities - not real estate or other personal property ▪Loans available for up to 80% of the securities’ value ▪Borrower keeps all dividends and upside market appreciation of the securities How It Works: ▪ Loan-to-value and interest rate are driven by what securities are pledged. The more liquid and actively traded securities the higher the loan-to-value and lower the interest rate. ▪No principal amortization or loan prepayment. ▪At the end of the loan term the loan may be renewed, refinanced, or paid off. ▪At pay off, the exact number of shares or collateral initially pledged is returned to you. ▪Default trigger set at 80% of the loan amount not 80% of the securities’ values like typical margin loans. For example: securities value of $1MM, loan of $800k, default trigger at $640k (80% of the loan amount). If the securities value fell below $640k the borrower could walk away from the obligation of repayment of the loan and securities and keep the original loan proceeds ($800k) or contribute cash or securities to bring value back to $640k. ▪Proceeds may not be used to acquire publicly traded equity securities. Click Here for a free consultation.
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