Four C’s of Credit Repair

Four C’s of Credit Repair

It’s common to take some type of C suppliments, as well, there are four C’s to suppliment your credit repair program. Control Going over your credit card limits impacts your credit scores.  Keep your credit card balances under 50% of your credit limit.  Also, you must stay current with all your accounts during the credit restoration process; otherwise, [...]

6 Quick Tips to Improve Your Business Credit and Personal Credit Scores

6 Quick Tips to Improve Your Business Credit and Personal Credit Scores

Your personal credit is your tangible asset for life. Your personal credit is a factor in making a sound underwriting decision for a business loan. Keeping your personal credit separate from your business credit is the foundation of a sound business.  Six Quick Tips to Improve your Business Credit Score: Pay your suppliers and vendors on time [...]

Preparing Your Credit for the Next Recession

Preparing Your Credit for the Next Recession

Like it or not, this country is entering in another recession, and yes, worse than the last one.  We’re not gloom and doomers; we just like to keep it real with our clients.  In November 2012, Credit Consulting Professionals was one of the few companies out there that was predicting hyperinflation.  Hyperinflation is here, it’s already developing in [...]

5 Tips to Prevent Online Identity Theft

5 Tips to Prevent Online Identity Theft

Tough times equal more crimes, including the internet. If you’re shopping online to get the best rate for car insurance, mortgage, or auto loan, proceed with caution. There are more computer intellects that use their intellect by wrong means; aka hackers, are causing massive internet crimes and excessive online identity theft. It’s possible to expose your [...]

To Credit or not to Credit is the Question…

To Credit or not to Credit is the Question…

Welcome to 2013, expect changes obtaining new credit.  The Fiscal Cliff negotiation is just another bandage on our economy, in fact, we have too many of them, and some eventually will not work and fall off.  As a result, expect more credit crunches and lending restrictions throughout 2013.  We believe there will be another recession right [...]

4 Chilling Effects of the Fiscal Cliff that can hurt Your Credit

4 Chilling Effects of the Fiscal Cliff that can hurt Your Credit

Our divided government has not agreed about avoiding the fiscal cliff, regardless if there is an agreement, statistics show an inevitable recession, inflation accelerating, more tax increases on small businesses and for incomes of $250,000 and over.  Let’s not forget about the 3 -5 year old shadow foreclosure inventory that banks have retained in their [...]

Got Business? Got Credit? Got Debt?

Got Business? Got Credit? Got Debt?

Strengthening small businesses is an important component to an economic recovery.  Being a successful small business owner is more challenging than ever before, you need to stay on top of your credit and debt, besides succeeding in your business. Got Credit? Credit restrictions are continuing to grow, small business owners are more conscious about their [...]

3 Alternative Business Loans Basics

3 Alternative Business Loans Basics

You have been turned down by your local bank, what are you going to do? First off, get a copy of your three merge credit report, you can order one without a credit inquiry penalty at Equifax.com or Truecredit.com. Second, contact us; we are just a phone call away to provide you a free consultation [...]

Improving Your Credit is More Crucial than Ever Before

Improving Your Credit is More Crucial than Ever Before

With our economy still struggling to rebound, banks are requiring higher credit scores to lend.  The key factors that banks are continuing more credit restrictions are: 1. Consumers’ behavior is far different than ever before, lets’ hope it doesn’t get more reckless.  Lenders know that a vast majority of consumers don’t care about re-mediating their mortgage or debt, which creates [...]

Lower Your Debt and Maintain Your Credit during This Holiday Season

Lower Your Debt and Maintain your Credit during This Holiday Season

Holiday season is right around the corner, Thanksgiving, Christmas and Hanukkah, who doesn’t like gifts? This holiday season is far different from the rest; there is too much chatter about a new credit downgrade and the “fiscal cliff” which sums up to more credit restrictions for lines of credit and mortgages, and a probable recession down the [...]

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