Oops! It appears that you have disabled your Javascript. In order for you to see this page as it is meant to appear, we ask that you please re-enable your Javascript!

How Can UltraFico Help You

5 Simple Steps Business Owners Need To Secure Their Credit

Identity compromises are becoming more common. Almost every month we hear new reports about hackers, breaches, identity theft and new scams, like IRS scams, Blue Cross Blue Shield scams and disaster relief scams. For a business owner it is highly important to secure his/her personal credit and business credit. Here are some tips to protect […]

Post Florence: Prepare Your Mortgage and Personal Credit

Unfortunately, natural disasters happen and when they happen, your personal credit, your mortgage and your income can be affected. Here are four simple steps that may help you after Post Florence. Take Photos of Your Property Before and After It is imperative to take photos of your property before a hurricane or a natural disaster […]

Four Alerts to Protect Your Personal Credit Information

More and more credit scams, hacking, website compromises, and impostor scams are heading our way. What should a consumer do to protect their personal credit with all these scams that are all over the planet? Never Give Your Personal Information to an Incoming  Call from a Credit Card Company An impostor maybe contacting you stating […]

How a Wrong Loan Officer for You Can Hurt Your Credit

This is just a follow up about how excessive mortgage inquiries impact your credit scores Since the lending industry strengthened, yet again we see unprofessional mortgage and commercial banking representatives who freely pull credit without the borrower’s authorization, believing their credit scores may increase just a little to get them qualified for a loan. A smart […]

Four Original Well Established Credit Concepts at this Company

After establishing myself in the financial industry for over 26 years, I have helped thousands of clients  especially small business owners with their financial landscapes such as banking, business credit, business loans, commercial loans, credit after divorce, distressed debt, hard money loans, home loans, personal credit and personal loans. Hands On The credit restoration process […]

Preparing Your Personal Credit for Business Financing

There are simple steps to get your personal credit ready for business financing. A large number of small business owners do not realize their personal credit is not quite up to par to finance their business. Some small business owners need tweaking their personal credit and some need a full personal credit restoration. Before you obtain […]

How Excessive Mortgage Inquiries Impact Your Credit Scores

Any type of a hard inquiry on your credit affects your credit scores. A hard credit inquiry is referred to anyone who is seeking new credit like a loan, credit card or mortgage. A soft inquiry does not impact your credit score because you are not applying for new credit or authorizing a lending institution to […]

Divorcing with an Existing Mortgage on Your House

Divorce is a very stressful and emotional life event.  Divorce agreements get even more complicated if there is an existing mortgage on your home. Selling your home is the best option; however, it all depends on your divorce decree. You may Quit Claim deed yourself off the title, which restricts you of having any further […]

Four Creditworthy Tips for a Business Loan Application

In an article in Wall Street Journal “Bankers are mystified by the sluggish expansion in corporate borrowing” If you are seeking a new business loan, here are some credit tips to help you secure a new business loan for your business.   Debt Service Ratio: Perhaps your monthly debt maybe over the lender’s guidelines, even though […]

WordPress Blog Design | Get Found Now